loading...
To top

This is an automatic translation.
Click here to read the publication in the original language.

Social care is a measure of the state to preserve the dignity of people who have lost their ability to work by age or health.

From the Soviet Union, we remained "Solidarity system" care.

Principle: “Citizens of working age are taxed, with these funds pensions are paid to citizens of non-working age.”

Funds taken from one, go to others. The pension fund is always empty.

Why so?

"Solidarity system" of social care.

Not all people can accumulate money because of the mentality. And to allow begging in old age, the state can not. Therefore, the function of care, the state carries out forcibly.

Disadvantages.

1. Those who did not work, or work little or not effectively, receive a pension at the expense and to the detriment of those who worked much and effectively. Income averaging occurs, which undermines initiative to work and efficiency. This is bad for the state.

2. There is no resource for investment (money not spent).

After the collapse of the USSR "Solidarity System" remained. Mortality has decreased. Life expectancy has increased. The tax on workers increased.

- A big tax undermines motivation to work, people evade paying tax.

- Employers underestimate pay, breaking the law.

Lack of pension funds.

The crisis of the social care system.

The refusal of the state of social care, raising the retirement age.

More efficient than Solidarnaya is the Accumulative system.

"Accumulative system" of social care.

In the “Savings System” every citizen has his own retirement account, to which target taxes are forcibly and voluntarily deducted. From this account a citizen receives pension payments.

Advantages of the “Savings System” of pension incomes:

- Personal motivation to work.

- Justice.

- The remaining savings are transferred to the specified heirs.

- Not spent money - a resource for investment in the economy of the state.

Disadvantage 1. Inflation of a currency note.

There was no inflation in the USSR, which means that the accumulative system could be implemented easily. She would be much more effective. But did not.

Under capitalism, there is inflation. Inflation is the way in which the state withdraws money savings of citizens, covering for them the state budget deficit. Inflation devalues citizens' money savings, making the “savings system” of pensions not reaching the goal. It is under capitalism with its inflation that the “Solidarity System” works better than cumulative.

Deficiency 2. "Shadow structure in financial management."

Pension savings of citizens are placed at the disposal of commercial pension funds. It turns out "obshchak" with a huge investment resource, taken away from the state and passed under the control of the manager "obshchak." This phenomenon is dangerous for government and public finance.

Disadvantage 3. Speculations of pension funds.

Pension savings of citizens is a significant resource. Pension fund managers are looking for a way to invest, to enrich themselves, and to compensate for inflation. The biggest interest is provided by exchange speculation. And the money of pension funds rush to the stock exchange. A stock exchange in order to work and to rob the greedy and naive. Loss of pension funds is the inevitable result of such “investments”.

Bankruptcy of commercial pension funds will still fall on the state budget, if only the state values its citizens. Otherwise, citizens will become beggars in their old age.

How to overcome the shortcomings of the modern "Solidarity" and "Accumulative" systems of pension incomes of citizens?

You can overcome the shortcomings!

The crisis of the "Pension Fund" is the result of low wages in the state.

With the Solidarity System, the problem is solved easily. It is necessary to oblige employers to pay salaries to hired workers not lower than the limit set by the state. Violators severely punished.

The wage fund will increase, the pension fund will rise. The crisis of the "Pension Fund" will be overcome.

But to implement this scenario, you need a head of state who cares about the interests of the workers more than about the interests of business (oligarchs).

The pension system should be universal.

Combine the funded part and payments from the state budget.

Payments from the state budget are made from funds collected from the lease or sale of natural resources, the collective owner of which is the people.

Payments are citizens for services to the state. ( link )

For this, the people must be a collective owner.

And for this, the people should awaken the "people's identity."

It is necessary to exclude private ownership of natural resources.

The cumulative part must be implemented for two reasons:

- Motivation for highly productive and useful work in order to save up savings for old age on their own.

- An investment resource for the development of the state's economy (it is not in the joint system).

The accumulative pension system is easy to implement if there is no inflation.

To prevent inflation, we need another principle of the state’s financial system:

- A Reasonable Financial System (DFS), and

- World Financial System (MFS).

To realize the DPS, a powerful “ Head of the State ” and a “ Union of territorial states ” are needed, capable of curbing the international supranational money mafia ( Sobaki ).

- In order for the Head of State to be powerful, it is necessary that the voters have the power. Carriers of power in the state should be its citizens (the power of voters ).

To implement the desired pension needs a social order.

In other words, "EVERYTHING DEPENDS ON YOU" !!!

Think and make a decision. Take action.

The crisis of the pension system is a symptom of a disease of the state organism.

-------------------------------------------------- -------------

COMMONWEALTH FORUM // HUMANITIES / The path of good

This is an automatic translation.
Click here to read the publication in the original language.

This post is available in the following languages:
Afrikaans   Deutsch   English   Español   Français   Italiano   Türkçe   Русский  

Report abuse