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1.Who is entitled to receive payment?
2. In what terms can I get paid?
3. What documents should I submit?

Who and in what timeframe can receive money in accordance with the Federal Law of April 20, 2015 N 88-FZ "On a lump sum payment from the funds of the parent (family) capital."

Until recently, there was no legal way in Russian law to cash out maternity capital, although there were plenty of offers on the Internet to do this through "gray" schemes. The new law changed the situation, allowing recipients of state for the birth of a second child to withdraw 20,000 rubles from the account in the Pension Fund and spend it at their own discretion. The rest of the funds of the matkapital can still be spent only in the targeted way - on educating children, improving the living conditions or retirement savings of the mother.

Who is entitled to receive payment?

The right to receive maternity capital arises from the Federal Law No. 256-FZ of December 29, 2006, "On Additional Measures for State Support for Families with Children." Article 3 of this law determines the list of persons who can benefit from such state support. These include women with two or more children born or adopted since January 1, 2007, as well as single men who have adopted two or more children in the same period. In certain cases, such a right can pass to the child.

All these persons can receive a lump sum payment of 20 thousand rubles provided for by Federal Law No. 88-FZ of April 20, 2015, if their mother's capital has not yet been expended and there is a certificate of the Pension Fund of Russia confirming this. After receiving the payment, the amount of the parent's capital decreases accordingly. If the balance of funds under the certificate is less than 20 thousand rubles, the payment is made in the amount of the balance.

In what time period can I receive payment?

The provisions of the Federal Law "On a Lump-sum Payment" will be valid until July 1, 2016. The state support program as a whole ends on December 31, 2016. However, it can be extended.

A certificate for obtaining maternity capital is issued once after the birth of a second child or subsequent children. In this case, the funds become available after three years from the date of the birth (adoption) of the child. If funds are used in accordance with clause 6.1. Article 7 of the Federal Law "On additional measures of state support for families with children", then they can be disposed of right after birth. The right to receive a lump sum also arises immediately after birth, but only if it occurred before December 31, 2015. In this case, the intended use does not matter.

What documents should I submit?

To receive a lump sum it is necessary to write an application to the Pension Fund of Russia or a multifunctional center providing state and municipal services. The application specifies the number of the SNILS, the series and number of the certificate for the matcapital. In addition, you need to have a passport and a bank reference on the details of the account, for which in a two-month period a single payment will transfer 20 thousand rubles or the balance on the account of the certificate holder if it is less than 20 thousand rubles.

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