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Summary:

What support does the program provide?
How to receive a social payment?
How can you use social benefits?
How to buy economy class housing?
Discussion

One of the most pressing problems for a young family is the solution of the housing problem. If certain conditions are met, you can get your own housing with the help of the state program "Provision of housing for young families".

How to get free housing from the state?
What support does the program provide?


The work on the implementation of the program "Provision of housing for young families" is conducted in two directions. Decree of the Government of the Russian Federation of December 17, 2010 N 1050 (as amended on October 18, 2014) approved the Rules for providing young families with social payments for the acquisition (construction) of housing. In addition, with the support of the state, young families can purchase economy-class housing at a price below the market price (Decree of the Government of the Russian Federation of April 15, 2014 No. 323).

Under certain conditions, families can become participants in both subprograms and use social payments to purchase economy-class housing. Currently, social benefits are provided in 80 constituent entities of the Russian Federation (the Program passport), economy-class housing is available in 45 constituent entities of the Russian Federation. Their list is approved by the Order of the Ministry of Construction of Russia of May 27, 2014 No. 258 / pr (Appendix 1).

How to receive a social payment?

A specialist in housing law will tell you how federal housing programs are implemented in a specific region, help collect and file all necessary documents by proxy, ensure that officials do not go beyond the law and their competence, and the rights of the principal have been met. This will reduce the risk of getting rejected, but if this happens, a timely appeal to the lawyer will provide a more confident position when filing a lawsuit.


According to the Decree of the Government of the Russian Federation of December 17, 2010 N 1050 (as amended on October 18, 2014), spouses no older than 35 with or without children can receive a social payment for the acquisition (construction) of housing. Incomplete families consisting of one parent who is not older than 35 years and at least one child can also expect to be paid. A mandatory condition for these persons is the need for a dwelling premise in accordance with Article 51 of the RF LC. In this case, the income of the family should allow paying a loan for that part of the living space, the cost of which is not covered by the social payment. The amount of social payment is 30% of the average cost of housing - for childless families, 35% for families with one child or more, and also for single-parent families consisting of a parent with one child or more. In order to realize the right to receive a social benefit, it is necessary to obtain a certificate from the local government, which confirms the inclusion of the young family in the list of participants in the program.

How can you use social benefits?
- Acquisition of a dwelling under a contract of sale;
- Construction of an individual house under a construction contract;
-the last share contribution (if one of the spouses is a member of a housing cooperative, etc.), after which the living space becomes the property of the young family;
- Initial installment for housing loan, including mortgage, or housing loan for the purchase of a dwelling or the construction of an individual dwelling house;
- Acquisition of economy-class housing under a contract with an authorized organization;
- Repayment of the principal amount of debt and payment of interest on housing loans, including mortgage loans, or housing loans received before January 1, 2011.


How to buy economy class housing?
Young families with one child and more on an equal basis with other preferential categories of citizens are also provided with housing in the framework of the provision of economy-class housing at a price below the market. Characteristics of such housing contains the Order of the Ministry of Construction of Russia from 05/05/2014 N 223 / pr. The conditions under which it is possible to realize the right to purchase economy-class housing are reflected in Government Decree No. 1099 of October 25, 2012 and have some differences from the program "Provision of housing for young families".

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